ARCH RoamRight: BLUEWATER's preferred
Travel Insurance Partner
Interested? Click here to get a quote today!
Bluewater has partnered with Arch Insurance to offer travel insurance policies to protect our clients. Here's why we chose Arch Roam Right against all other competitors:
- Award Winning Customer Service - Arch RoamRight boasts highly-rated, award-winning customer service and claims administration, placing them among the highest rated on TrustPilot and Google Reviews.
- Competitive Pricing - Arch RoamRight’s offers quality coverage for a competitive price.
- Additional Features - With access to additional features such as a mobile app, online claims filing, emergency alerts, and more, Arch RoamRight makes travel insurance easier.
- Impressive Technology - Travelers have the convenience of staying connected through their smart phone, using Arch RoamRight’s leading travel insurance technology.
Early Purchase Benefits
If you purchase your Arch RoamRight Pro Plus policy within 21 days of making your first trip payment, you’ll have access to these additional benefits.
Waiver of Pre-Existing Condition Exclusion
Trip cancellation/trip interruption benefits may cover pre-existing conditions.* This applies to medical conditions affecting the insured, their traveling companion (insured or uninsured), or either of their family members (spouse, parent, child, domestic partner, or other family members as defined in the policy, insured or uninsured). You must insure the entire non-refundable cost of your trip, are not disabled from travel at the time Your premium is paid, and this is your first and only booking for this same time period and destination.
Cancel for Work Reasons Coverage
Cancel for Work Reasons is automatically included with the Pro Plus Plan when purchased within 21 days of making the initial trip deposit. This benefit covers up to 100% of non-refundable trip costs.
* Pre-Existing Condition means any Injury, Sickness or condition of You, a Traveling Companion or Your and/or Your Traveling Companion’s Family Member for which medical advice, diagnosis, care or treatment was recommended or received within the 120 day period ending on the Effective Date. Sicknesses or conditions are not considered pre-existing if the Sickness or condition for which prescribed drugs or medicine is taken remains controlled without any change in the required prescription. Please refer to the policy for full details, definitions and exclusions.
Interested? Click here to get a quote today!
Covered Events
This is an abbreviated list of the most common covered events for trip cancellation or interruption under the Pro Plus Policy. For coverage, an event must be unforeseen at the time of purchase. For a full list of events and coverage details, please refer to the policy.
- Sickness, accidental injury or death
- Traffic accident en route to departure
- Home or destination is made uninhabitable
- Being hijacked, quarantined, subpoenaed, or asked to serve on jury duty Death or hospitalization of host at destination
- Terrorist attack
- Revoked military leave
- Strike
- Inclement weather
- Bankruptcy of travel supplier
- Job loss or lay off
- Natural disaster at destination
- Mandatory evacuation
- You or your traveling companion’s normal pregnancy
- Extension of school year
Pro Plus Coverage Benefits and Limits
- Trip Cancellation: Up To 100% Trip Cost1
- Cancel for Work Reasons 1: Up To 100% Trip Cost1
- Trip Interruption: Up To 150% Trip Cost1
- Trip Delay (6 Hours or More): Up To $1,000 ($200/day)
- Missed Connection (3 Hours or More): Up To $750
- Baggage Delay (12 Hours or More): Up To $400
- Baggage/Personal Effects: Up To $1,500 ($250 Per Article/$600 Combined)
- Emergency Accident and Sickness Medical Expense: Up To $50,000 ($750 Dental, No Deductible)
- Emergency Evacuation and Repatriation Primary or Excess Medical: Up To $500,000 (Hospital of Choice)
- Political and Security Evacuation: Up To $100,000
- Accidental Death & Dismemberment - 24 Hour: Up To $10,000
- Accidental Death & Dismemberment - Air Only: Up To $25,000
Optional Upgrades
Platinum Upgrade
Adds an additional:
- $25,000 in Emergency Accident & Sickness Medical Expense Coverage
- $100,000 in Emergency Evacuation and Repatriation Coverage
- $1,000 ($200/day) in Trip Delay Coverage
| Age of Traveler | Upgrade Cost |
| 0-34 | $15 |
| 35-49 | $20 |
| 50-59 | $22 |
| 60-69 | $25 |
| 70-74 | $30 |
| 75-79 | $55 |
| 80-+ | $70 |
Baggage Upgrade $25/Person
Delay decreased to 6+ hours, includes business equipment
Rental Car Insurance $9/day
$50,000 max; No deductible
Sports and Hazardous Sports Coverage $30/person
$1,000 max cancellation/interruption coverage for pre-paid tickets, rentals and lessons; Coverage for Hazardous Sports, such as bungee jumping, hang gliding, parachuting, SCUBA diving. (4)
* Upgrades are charged per person regardless of age
Interested? Click here to get a quote today!
Arch Insurance Plans
The Arch insurance offers distinctive travel insurance plans designed for different needs.
• Pro Travel Insurance Plan
- Pro is best suited for domestic, flight-only, and budget conscious travelers.
- The medical coverage functions as primary coverage. Pro Plan includes also coverage for denied boarding due to medical screening and trip cancellation or interruption features like mechanical breakdown of the aircraft, level 4 travel warning and government-mandated shutdown of airport or air control traffic system.
• Pro Plus Travel Insurance Plan
- Pro Plus is the most popular plan and is great for any type of travel. It has higher benefit limits and includes Air Only AD&D coverage up to $25,000. Pro Plus Plan includes also coverage for denied boarding due to medical screening and trip cancellation or interruption features like mechanical breakdown of the aircraft, level 4 travel warning and government-mandated shutdown of airport or air control traffic system.
• CancelFlex Travel Insurance Plan
- CancelFlex is our top-of-the-line product that includes coverage similar to Cancel For Any Reason coverage. It has higher benefit limits and includes Air Only AD&D coverage up to $25,000. CancelFlex includes also coverage for denied boarding due to medical screening and trip cancellation or interruption features like mechanical breakdown of the aircraft, level 4 travel warning and government-mandated shutdown of airport or air control traffic system.
• Multi Trip Annual Insurance Plan
- Frequent travelers taking multiple trips of 30 days or less may benefit from Arch RoamRight’s Multi Trip annual contract plan. In addition to medical and evacuation coverage, you’ll have trip cancellation coverage for the amount you want to insure for the year - up to $10,000.
Interested? Click here to get a quote today!
PRo Plus PRICING
Pricing applies to any trip up to a maximum of 30 days. After 30 days, pricing is additional $9 per person per day.Coverage available up to a maximum Trip Cost of $200,000 per order.
| Trip Cost | 0-34 | 35-49 | 50-59 | 60-69 | 70-74 | 75-79 | 80-84 | 85+ |
| $1-$250 | $39 | $44 | $46 | $61 | $98 | $128 | $200 | $276 |
| $251-$500 | $42 | $50 | $52 | $72 | $113 | $148 | $230 | $316 |
| $501-$1000 | $52 | $66 | $69 | $94 | $138 | $181 | $274 | $374 |
| $1,001-$1,500 | $72 | $91 | $95 | $129 | $185 | $242 | $357 | $488 |
| $1,501-$2,000 | $95 | $121 | $126 | $170 | $238 | $308 | $450 | $611 |
| $2,001-$2,500 | $121 | $153 | $161 | $218 | $299 | $388 | $559 | $762 |
| $2,501-$3,000 | $137 | $174 | $183 | $247 | $337 | $436 | $625 | $852 |
| $3,001-$3,500 | $157 | $202 | $211 | $284 | $384 | $498 | $711 | $968 |
| $3,501-$4,000 | $177 | $225 | $236 | $318 | $428 | $554 | $788 | $1,075 |
| $4,001-$4,500 | $199 | $251 | $264 | $357 | $477 | $616 | $874 | $1,193 |
| $4,501-$5,000 | $240 | $311 | $326 | $442 | $590 | $772 | $1,079 | $1,490 |
| $5,001-$5,500 | $270 | $352 | $369 | $499 | $665 | $871 | $1,215 | $1,682 |
| $5,501-$6,000 | $301 | $394 | $413 | $558 | $743 | $974 | $1,355 | $1,877 |
| $6,001-$6,500 | $359 | $475 | $498 | $673 | $894 | $1,175 | $1,625 | $2,264 |
| $6,501-$7,000 | $402 | $527 | $553 | $746 | $982 | $1,285 | $1,775 | $2,454 |
| $7,001-$8,000 | $425 | $558 | $585 | $790 | $1,040 | $1,357 | $1,875 | $2,593 |
| $8,001-$9,000 | $467 | $612 | $642 | $866 | $1,140 | $1,490 | $2,053 | $2,842 |
| $9,001-$10,000 | $494 | $652 | $684 | $922 | $1,212 | $1,585 | $2,182 | $3,023 |
| $10,001-$11,000 | $543 | $693 | $727 | $1,033 | $1,364 | $1,691 | $2,192 | $3,042 |
| $11,001-$12,000 | $708 | $730 | $765 | $1,136 | $1,521 | $1,907 | $2,472 | $3,053 |
| $12,001-$13,000 | $792 | $817 | $857 | $1,231 | $1,673 | $2,129 | $2,759 | $3,356 |
| $13,001-$14,000 | $879 | $906 | $950 | $1,342 | $1,823 | $2,355 | $3,055 | $3,659 |
| $14,001-$15,000 | $967 | $997 | $1,046 | $1,453 | $1,974 | $2,589 | $3,357 | $3,962 |
| $15,001-$16,000 | $1,105 | $1,140 | $1,195 | $1,631 | $2,110 | $2,768 | $3,588 | $4,236 |
| $16,001-$17,000 | $1,178 | $1,214 | $1,273 | $1,735 | $2,245 | $2,946 | $3,820 | $4,508 |
| $17,001-$18,000 | $1,248 | $1,288 | $1,350 | $1,840 | $2,382 | $3,124 | $4,051 | $4,781 |
| $18,001-$19,000 | $1,319 | $1,361 | $1,427 | $1,945 | $2,518 | $3,303 | $4,282 | $5,054 |
| $19,001-$20,000 | $1,391 | $1,434 | $1,503 | $2,050 | $2,653 | $3,482 | $4,514 | $5,327 |
| $20,001-$21,000 | $1,462 | $1,507 | $1,580 | $2,156 | $2,790 | $3,660 | $4,745 | $5,601 |
| $21,001-$22,000 | $1,532 | $1,580 | $1,657 | $2,260 | $2,926 | $3,838 | $4,976 | $5,873 |
| $22,001-$23,000 | $1,604 | $1,655 | $1,735 | $2,365 | $3,061 | $4,016 | $5,207 | $6,147 |
| $23,001-$24,000 | $1,675 | $1,728 | $1,812 | $2,469 | $3,197 | $4,194 | $5,439 | $6,419 |
| $24,001-$25,000 | $1,746 | $1,801 | $1,888 | $2,575 | $3,334 | $4,372 | $5,670 | $6,693 |
Non-Insurance Travel Protection Features
Travel Assistance Services (2) Included
Pre-Trip Information (e.g. destination profiles), EmergencyTravel Assistance (e.g. replacement of lost travel documents, transfer of funds, legal referrals)
Medical Assistance (e.g. worldwide medical and dental referrals, replacement of medical devices)
Emergency Transportation Services (e.g. emergency medical evacuation, medically necessary repatriation, repatriation of deceased remains)
Provisions
Plan Provisions:
Coverage for One Child (under 18): Included with each insured adult on the plan, up to a maximum $10,000 trip cost
Time Sensitive Period: 21 days
Trip Duration: 180 days
Free Look Period: 14 days
Pre-Existing Medical Conditions
Definition
An illness, disease, or other condition during the 120 day period immediately prior to the Effective Date of Your coverage for which You or Your Traveling Companion 4, Business Partner or Family Member: 1) received or received a recommendation for a test, examination, or medical treatment; or 2) took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 120 day period before Your coverage is effective under this policy.
Waiver
A waiver for Pre-Existing Medical Conditions exclusion is available if all of the following conditions are met:
- Plan purchased within the plan’s time sensitive period;
- 100% of all travel arrangements subject to cancellation penalties are insured;
- Insured is not disabled from travel at the time of purchase; and
- The booking for the trip is the first and only booking for this travel period and destination.
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(1) $200,000 total aggregate limit on trip cost.
(2) Provided by designated assistance provider.
(3) Traveling Companion means a person or persons up to 8 persons whose names appear with Yours on the same Travel Arrangements and who, during Your Trip, will accompany You. A group or tour organizer, sponsor or leader is not a Traveling Companion as defined, unless sharing accommodations in the same room, cabin, condominium unit, apartment unit or other lodging with You
(4) Please refer to the policy for a full list of specific activities
All prices & costs represented above are as of May 11, 2023, and are subject to change.
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